Empowering Market Traders to Grow.
Accessible micro-loans and financial literacy training designed specifically for Zambia's vibrant informal economy.
We are committed to helping you achieve financial success with unparalleled support and expert guidance, every step of the way.
Micro Loans
Accessible capital from K500 to K3,500 with flexible 1-4 week terms designed specifically for the cash flow cycles of market traders.
Hybrid Lending
Start in a supportive 5-10 member group to build discipline, then graduate to individual loans as your business and repayment history grows.
Financial Literacy
Practical, 10-minute informal micro-sessions delivered right at your market stall to help you budget, save, and grow your business.
What We Offer
OUR CORE SERVICES
OUR IMPACT ON THE COPPERBELT
"Building a stronger informal economy, one trader at a time."
Active Clients
Market Groups
Active Portfolio
Max Loan Cycles
ABOUT
Championing The Unbanked Entrepreneur
Likumi Financial Services was founded with a clear realization: the traditional banking sector ignores the vibrant, fast-moving reality of Zambia's informal market traders.
We operate exclusively in the Copperbelt markets, providing rapid, accessible capital to women and men who trade daily. By combining peer-supported group lending with practical financial literacy delivered right at the market stall, we don't just provide loans—we build business capacity.
